What Is Pay-As-You-Go (PAYG)? | Overseas Top Up

What Is Pay-As-You-Go (PAYG)?

Post published in Mobile Top Up

9 February 2022

When you get a mobile phone, you often have two buying options: to purchase a phone on a monthly contract agreement or to get a handset on a pay as you go or prepaid SIM. 

If you’re thinking about buying a new phone but are unsure which option is best for you, it’s essential to know all relevant information so you can make an informed buying decision. That’s why we’ve put together this handy guide detailing everything you need to know about pay-as-you-go phones, including online mobile top up and how they fare internationally.


Pay-As-You-Go & Prepaid 

Pay as you go tariffs allow you to purchase competitive bundles of calls, texts, and data from a network provider. Some pay as you go SIMs also allow you to make calls and consume mobile data internationally and across borders. 

You can choose a package that best suits you, such as a plan that includes the number of minutes you might use within a month or the number of texts. Once you’ve used up all your minutes, texts, and data, you simply top up again as and when it’s needed. This leaves you in control of your spending and gives you full transparency over how you consume your credit. 


Benefits Of Pay-As-You-Go/Prepaid

It might seem like a hassle to have to top up your mobile phone to get minutes, texts, and data, but there are so many more advantages that make PAYG SIMs an ideal choice, including the fact that you can do an online mobile top-up without having to leave your house. These top-ups can often be used for a range of purposes and give you more flexibility over how you spend your credit. 

Another benefit is that you can use your existing handset and phone number wherever you are in the world. You can easily switch to a new network for your PAYG SIM, meaning you don’t need to worry about swapping numbers over or losing photographs and other precious memories stored on your phone. It keeps everything simple, especially when you are travelling. 


mobile phone sim card


In addition to this, PAYG means you also don’t need to worry about taking out an expensive and long term mobile contract, and that’s if your network even offers a post-paid agreement! 

With a PAYG SIM, you simply buy the SIM (many are free, but some may require a small up-front fee equal to a package of calls, texts, and data).

There’s also a lot more choice with a pay as you go SIM, meaning you can choose from countless packages and deals to find one that suits you. With contacts, you’re limited and tied into a contract you can’t leave unless it’s all paid off. Should your financial position or network needs change at any point, you can easily adjust your PAYG SIM package to reflect this, and there’s no need to pay a lump sum, either.


International Mobile Top Up 

You never have to worry about being out of the loop or without access to calls, texts, or data with a pay as you go SIM. No matter where you are in the world, you can top up online with Overseas Top Up’s international mobile top-up service. If you have a family member who lives overseas, you can top up their phone for them from the comfort of your sofa. 

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